アメリカのＦＰの仕事 - 資格ライフ.COM　

アメリカのＦＰの仕事について調べています。

Wikipediaでは次のように紹介されています。

日本のFPの基本業務とは多少違うようですね。

特に最後の「Education Planning for kids and the family members」なんて日本のＦＰのテキストではあまり紹介されていないのではないでしょうか？

Financial planning should cover all areas of the client’s financial needs and should result in the achievement of each of the client's goals.

The scope of planning would usually include the following:

・Risk Management and Insurance Planning

　Managing cash flow risks through sound risk management and insurance techniques

・Investment and Planning Issues

　Planning, creating and managing capital accumulation to generate future capital and cash flows for reinvestment and spending

・Retirement Planning

　Planning to ensure financial independence at retirement including 401Ks, IRAs etc.

・Tax Planning

　Planning for the reduction of tax liabilities and the freeing-up of cash flows for other purposes

・Estate Planning

　Planning for the creation, accumulation, conservation and distribution of assets

・Cash Flow and Liability Management

　Maintaining and enhancing personal cash flows through debt and lifestyle management

・Relationship Management

　Moving beyond pure product selling to understand and service the core needs of the client

・Education Planning for kids and the family members